Friday, January 23, 2009

Opportunity To Invest In Bonds In A Bearish Market

In every adversity, there is an equivalent seed of opportunity. If you have been following events in the Nigerian stock market of recent, you will discover that things have been getting irritable in terms of crashing price of equities.
Such emotional event should be positively channeled to learning new investment outlets so that on the long run, you will still keep making your money to work hard for you. That is the basic pricinple of investing for riches.

There is opportunity to invest in Government bonds in the Nigerian stock market as more state governments are bringing the finance of their long term projects to the stock market.

What Are Bonds?
These are debt instruments issued through the primary market. It is a public offer created by government for the investing public. Government uses it to finance developmental projects. Instead of borrowing money from the banks, government simply turn to the public to borrow long term funds. Government issue papers called bonds to the investing public with a promise to pay certain percentage as interest till the duration of the bonds.

Fact File About Bonds
1. Bonds provide opportunity for investors to build pension fund or life insurance.

2. Bonds can be traded on the stock exchange

3. Bonds can be assessed both in the primary and secondary market

4. Government bonds are risk-free bonds

5. There is no tax charge on bonds

6. Yearly dividend is guaranteed till the duration of the bond

7. You get the full capital invested plus interest at the end of the bond


Lagos State Bond Window Of Opportunity
The Lagos state Governement floated another bond which you can still subscribe to now before submission. The bond is a N50 billion bond with 13% interest per annum. You will be paid twice a year.

Other Opportunities
Kwara State and Imo State are also getting prepared to float developmental bonds which you can invest in.

Instead of crying over the crashing price of stocks in equities, wisely maximize the investment opportunities in bonds now in issue. It is a sure strategy for investment success and education.

Thursday, January 15, 2009

8 Strategies For Investing In Shares

Investing in buying shares at the Nigerian stock exchange is a task many people want to accomplish. The present economic crisis have created a lacuna of doubt in the mind of some who are very cautious and never want to get their fingers burnt. The news media is already awash with tales of woe of investors who have suffered great loss since the bears started reigning.

This article is for those who want to continue to invest in shares and keep on searching for strategies that will guarantee they make more money from shares in the Nigerian stock exchange.
The ideas i'm going to share with you here are the insight I got from one of my mentors. If you apply these strategies, you will discover the age long secrets of making great profits investing in the Nigerian stock market.

Strategy 1: Set A Clear Objective For Investment

This is where you must beging. For what purpose do you want to invest? What horizon of time do you have in view? Do you want to invest for short term or long term? When you make profit, what are you going to do with it? Short term investors are not interested in the fundamentals of companies that is why they are called speculators. A long term investor should ensure that the investments made are in strong companies with impressive fundamentals. They must be companies you are sure cannot go out of business in the nearest future.

Strategy 2: Acquire Knowledge

The vocabulary of investing in shares should be at your finger tips. Your learning curve must be continously upgraded to stay ahead of the average individual if you really want to make money investing in shares in the Nigerian stock market. Investing in shares is just like any other business. Your search for knowledge should include common terms relating to shares, government policies, world economics, finance and commodities just to mention a few. Regular subscription to investment publications and stock market news should be an acquired hobby.
You should also be interested in knowing what is making prices to go up or down. Don't invest in any company you know little or nothing about. That is a bad investment strategy and can take you to the slaughter house. Be interested in the management of the companies and the individuals calling the shots. What's their history? One thing you must never forget is that winners in this business spend substantial amount to acquire investment education.

Strategy 3: Buy Right And Sell Right

Many people get it wrong here. There is no how you can profit from shares if you miss the right time to buy or sell. Astute investors made good money and exited the market before the bears began to reign in May 2008. Money is really made when you buy a stock when its market price is below its real worth. You will then wait until it gets to a level where you can sell and make a tidy profit. There is no way you can make profit when you buy shares when they are most expensive. That was the great investment mistake countless investors made in 2008. The result was fatal in some instances. Remember that a reknown stock broker died on the floor of the exchange when the prices continued to slide. His company was engrossed in margin debt.

Strategy 4. Ascertain The Level Of Exposure You Are Ready To Accommodate

There is a rule of thumb you must keep at your finger tips as an investor in the Nigerian stock market although this rule could be adopted universally. This rule will greatly influence your investment decisions and guide the risk you can take in any investment. It is a profitable rule for portfolio management. What is the rule?
'Deduct your age from 110. Whatever is left is the percentage of your portfolio that should be in shares'. For example, if you are 30 and you deduct it from 110, you are left with 80. That is to say, 80% of your investments should be in shares at age 30. If you are 60, 50% of your portfolio should be in shares. The younger you are, the more aggressive your investment in shares should be. The older you are, the less aggressive your investment in shares should be.

Strategy 5: Avoid I.P.O. As Much As Possible

Some experts may not agree with this. However, the Nigerian stock market terrain has taught one not to be very enthusiastic about investing in I.P.O.s.
The reasons are obvious. The time lag between the time you invest money in I.P.O. and the time you get your certificate and dematirialize is too long. Most people who invested millions in I.P.O. ended up getting a mere 10%-20% of their applications granted. The remaining amount is returned after almost one year of tying it down and the interest paid is negligible. It is better to buy from the secondary market.
However, there could be improvement once the policy on electronic I.P.O. get on board.

Strategy 6: Do Not Keep A Large Portfolio Of Shares

You should determine the number of portfolio you keep in shares. Anything beyond 10-20 is bogus. Your attention would be distracted and you will have less concentration of efforts and time to strategize if your portfolio is too large.
Great investors concentrate their investments to manageable numbers. You wil have more time to monitor companies you invest in if the numbers are few.

Strategy 7: Never Put All Your Egges In One Basket

Be interested in several sectors and invest in best companies in those sectors. Never put all your investments in one company. Imagine that a crisis arise in the future which get the company bankrupt. What becomes of your investment? So be wise. Spread the risk a little.

Strategy 8: Master Your Emotion

This is the greatest battle you will find yourself waging. It will not be that easy for you but you must be determined to put your emotions under control. Do not be greedy and never let fear consume you. If you succeed at putting these emotions at bay, your investment strategies will work wonders.



How To Profitably Invest For Riches In The Nigerian Stock Market And Never Have To Worry About The Bears ……..Forever.
This E-Book is your solution to worry and heart attack so that you can invest, make huge profits and never have to care about whether the price of stock is going up or down.
PRICE-N10,000
DISCOUNT: Order within 7 days and get 50% Discount (i.e. Pay N5,000 only)
send email to megastock14@yahoo.com for ordering instructions
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Last Month I Emailed 4,975 People Dozens of Stock Market Tips, Strategies And First Few Pages Of This Incredible Book FOR FREE!

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You'll also receive special discounts, new product announcements, trading tips and tutorials as they become available. In just under 36 minutes, I'll help you get your thinking cap on straight.

I'll show you how to view the stock market for what it is and how to harness it's power.. I will immediately show you...
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Friday, January 9, 2009

Where To Invest Your Money In 2009

Think of the year when Nigerians made obscene profits in the stock market. It is 2008. The same year qualified as the worst year investors ever had. The power of greed was so great that it pushed up the prices of stock beyond their true values.
Those who are well informed and experienced made maximum profits and exited the market.
Others who were moved by the herd effect were not so lucky. They were stranded when the prices came tumbling down. It was a hurrible experience for speculators. Statistics reveal that investors has lost close to 3.9 billion naira.
Now stock prices look very attractive but investors are so afraid to risk putting fresh funds in the market. The emotion of fear is really reigning now.
Smart investors know that this is the right time to buy cheap and acquire high volume. But on what premise would you base your investment drive this time around?

There is widespread concern about the global recession, freezing of margin facilities by banks, devaluation of the naira and general slowdown of the economy.
What criteria should you use to pick stocks in this hard time as a forward looking investor?
That is the question i wish to provide answer to in this article.

Factors To Consider
1. Historical Stability
Companies with history of profitable performance over the years barring any unforseen circumstances will continue to improve of best practices to make investors happy. Remember that First Bank sometime ago took a risk to invest in the emerging communications market in Nigeria through ILL. That deal went sour but the bank did not go under as a result. Years after, it continued to post favourable results and paid investors dividend and bonus issues. Currently, this stock is investors delight.
First bank has been consistent over the years and has a strong reserve base.

2. Competitive Advantage
Companies with premium performance in the market over its competitors stand a good chance of surviving this hard time. Strong brands like Cadbury and UACN will continue to make waves in the market. Their products have been permanently registered in the minds of consumers in Nigeria. These products will continue to sell. They are even restructuring and introducing new products which consumers have been buying. The more people patronize these products, the more the profitability with good management of human and material resources.

3. Strong Financial Base
Companies that have been building reserves over the years from the profit made have something to fall back on in this bearish season to fund projects that will add value to their markets and give good return to investors. U.B.A. and G.T.B. are reserve building financial power house. The strong reserve base is largely responsible for their expansion into foreign markets. You can see pure gold here.
When those foreign branches start yeilding profits what do you think investors will enjoy? Good time and high return on investment of course especially at the return of the bulls.

4. Highly Profitable
Not all companies have the ability to manage resources well for maximum profit. Tax management of certain institutions is so poor that it eat deep into their profit margin. In the banking industry, Oceanic bank stands out in terms of prudent tax portfolio management. Making profit is not all that matters. Having enough to keep is the skill that delight investors.

5. Grossly Undervalued
Equities that are undervalued are the first to rebound in a bullish market. You are not going to make the profit at the return of the bulls. Your profit margin is decided on the timing of your investment. Taking the rist to invest when the company is undervalued guarantees your high returns when the market recovers. Unity Bank is currently enjoying agric facility in terms of loan from the world bank. At less than 3 naira current market price, the stock is grossly undervalued

Winning Attitude For Predictable Profits
* Continue to be fully invested
* Invest in fundamentally stron equities
* Ignore economic forecast and be determined to excel in any economy. The stock market always outperform on the long term and is the only solution to inflation as far as your money is concerned
* Continue to acquire more financial and investment skills
* Be less emotional in your decisions

Sectors And Stocks To Watch

1. Agriculture e.g. FTN cocoa processor, Livestock Feeds and Okomu Oil
2. Food And Beverages e.g. Dangote Sugar, Tantalizer, Flour Mills and Honey Well
3. Banking e.g. First Bank, U.B.A., G.T.B., Zenith and Bank PHB
4. Communications e.g. Starcom
5. Conglomerates e.g. UACN
6. Transport e.g. ABC Transport
7. Insurance e.g. International Energy Insurance

Learn to commit the largest part of your investible fund to the food and beverage sector to minimize your risk. Thinking long term is a sure strategy that will guarantee yours success in 2009 and beyond.


How To Profitably Invest For Riches In The Nigerian Stock Market And Never Have To Worry About The Bears ……..Forever.
This E-Book is your solution to worry and heart attack so that you can invest, make huge profits and never have to care about whether the price of stock is going up or down.
PRICE-N10,000
DISCOUNT: Order within 7 days and get 50% Discount (i.e. Pay N5,000 only)
send email to megastock14@yahoo.com for ordering instructions
Global Stock Resources Books Store!

Last Month I Emailed 4,975 People Dozens of Stock Market Tips, Strategies And First Few Pages Of This Incredible Book FOR FREE!

Are You Missing Something?

** No strings attached, nothing to buy ever, just pure gold content **
You'll also receive special discounts, new product announcements, trading tips and tutorials as they become available. In just under 36 minutes, I'll help you get your thinking cap on straight.

I'll show you how to view the stock market for what it is and how to harness it's power.. I will immediately show you...
Click Here!



How a Full-Time Dancer Rocketed His Trading Account From $25,000 to $2.25 million, Over 18 Months And How You Can Do The Same In Only 15 Minutes Per Day Click Here!


Cheap Resources To Make You Rich!)

How To Make Money With Google Free: Google Has Vowed To Make Make You Really Rich Here!)

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Success Books You Can Cheaply Acquire!)

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Friday, January 2, 2009

You And Your Stock Investment In 2009-How To Discover The Law Of Cycles And Profit From It

I remember vividly one of Jim Rohn’s classic about the seasons of life. That is the very reason for this write up to reveal what you are expected to come by as you get set to improve your investment fortunes in the stock market in 2009.
There is time for everything so says the wise man in the holy scriptures. As there is the time to weep, so is the time to laugh. There is time to die and another time to live.
No one can perfectly predict the future but you can profit from the wisdom of the sound knowledge of the law of cycles.
Some investors understand fully that the stock market operate in a swing. If it goes up today, it will come down tomorrow. Whatever goes up must come down. That is a universal principle. If you take due diligence to observe this law in 2009, you are sure to make it in your investments.
Why are so many investors still hurt about the extraordinary loss they incurred in 2008? Simply because they ignored this law or they are out rightly ignorant of the existence of this law.

The price of stocks went high up. The informed investors who are highly experienced about this law quickly exited the market and the price came tumbling down. When the price got fully adjusted at the lowest, realistic value, these same investors came back and started taking profits.

Life is about constant, predictable patterns of change. As these changes occur, the only constant factor is your feelings and attitude toward these changes. You cannot do anything to stop the seasons of life. In its time, rain will fall. At harvest, there must be harmatan. What you do during the raining season will determine your gain. If you neglect to sow any seed when it is raining, you cannot expect to harvest anything at winter.
By your attitude, you may decide to read and learn more about how to prosper in any economy irrespective of the policy of Government. On the other hand, you may decide not to improve your learning curve and stay hurt of nurture the spirit of complain. By your attitude, you decide to give up and blame others for your failure. One thing you must however understand is that you are fully responsible for your investment decisions.

Attitude determines choice and choice determine results. You cannot change the seasons. You cannot change the bearish and bullish run in the stock market but you can change yourself through consistent self improvement and investment education. Know for sure that the bulls always come after the bears. The bears may be long, short, difficult or easy but they always come after the bulls. You must learn how to handle the bears just as you learn how to handle difficulties. Difficulties come after opportunities.

You Can Get Better, Wiser And Stronger
Never wish the bears never come. Never wish it were better. Mr. Shoaff was Jim Rohn’s mentor. One of the vital lessons he taught him says ‘ don’t wish it were easier, wish you were better. Don’t wish for fewer problems, wish for more skills. Don’t wish for less challenge, wish for more wisdom’.
Historically, the stock market has been proven to have performed on the up side than the down side. Recessions will come and go but the stock market has remained. Wealth always change hands when there is change in seasons. You must decide whether the wealth will come to you or be transferred from you to others. The level of your investment knowledge base will determine whichever way it goes.

How To Get Better, Wiser And Stronger In 2009
Will there be need for Nigerians to buy and eat food in 2009? Would there be need for beverages in our homes and families in 2009? Is there any need for more houses in 2009 to provide security for families? What about the basic need of clothing, would it be necessary in 2009? Nigerians are known to be extravagant in exchange of greetings through excessive talking or communications. Would this trend continue in 2009 irrespective of whether there is economic recession or not?
If your answer to these questions is in the positive then get ready to triple your investment in the stock market so you can reap bountiful results.
Target performing companies in the sectors highlighted earlier and invest in them. There is absolute guarantee that you will make it.

The Key To Great Success
Most investors don’t use this key. It is the master skill to predictable investment success. It gives you the power of control over your investment. You are responsible and comfortable. Determine ahead of time how much you want to invest for the year. Be certain about the number of companies you want to invest in. Don’t surrender the number of units you want to acquire to the law of accident. Take charge. Set the goals. Write it down. You only need a cheap pen and paper to do that. You will become a different person. Your attitude toward yourself and investment in 2009 will be extraordinarily positive. You will feel more confident and optimistic. Best of all, you will increase the probability of success by 1000 per cent.
Try it. It works always.



How To Profitably Invest For Riches In The Nigerian Stock Market And Never Have To Worry About The Bears ……..Forever.
This E-Book is your solution to worry and heart attack so that you can invest, make huge profits and never have to care about whether the price of stock is going up or down.
PRICE-N10,000
DISCOUNT: Order within 7 days and get 50% Discount (i.e. Pay N5,000 only)
send email to megastock14@yahoo.com for ordering instructions
Global Stock Resources Books Store!

Last Month I Emailed 4,975 People Dozens of Stock Market Tips, Strategies And First Few Pages Of This Incredible Book FOR FREE!

Are You Missing Something?

** No strings attached, nothing to buy ever, just pure gold content **
You'll also receive special discounts, new product announcements, trading tips and tutorials as they become available. In just under 36 minutes, I'll help you get your thinking cap on straight.

I'll show you how to view the stock market for what it is and how to harness it's power.. I will immediately show you...
Click Here!



How a Full-Time Dancer Rocketed His Trading Account From $25,000 to $2.25 million, Over 18 Months And How You Can Do The Same In Only 15 Minutes Per Day Click Here!


Cheap Resources To Make You Rich!)

How To Make Money With Google Free: Google Has Vowed To Make Make You Really Rich Here!)

Click Here Now To Find Out!)

Success Books You Can Cheaply Acquire!)

How To Achieve Your Most Desired Success With The Law Of Attraction!)

click here Now!)