Tips On The Nigerian Stock Market:Megastock Newsletter 08 Series

August 18-24, 2008
Company Results And Where To Invest Your Money
Some companies recently released their financial results. We shall consider the figures so you can know where to invest your money and have peace of mind.

Guarantee Trust Bank
It released the half year result ended May 31st ,2008. Gross earning increased to N28 billion in 2008 from 14.9 billion in 2007. That is 87% increase. Profit After Tax (PAT) also increased from N3.5 billion in 2007 to N8.4 billion in 2008. That is 140% increase. This is a good stock to buy now. There is a good prospect for investors. Don’t miss out.

C&I Leasing
Unaudited result for the first quarter ended April 30, 2008 released. Turnover increased to N1.1 billion from 989.54 million. PAT decreased to 80.9 from 87.3 million. A 7.9% decease in profit.
There is prospects in sales but management should find a way of cutting down cost of running business. The lesser the profit, the lesser the return on investment (ROI). C&I is a monopoly in its sector of the NSE and thus highly recommended. You will make good money. The price will shoot up after its right issue. Position yourself at the secondary market for this darling stock of short term investors.

Tantalizer
Unaudited result for 1st quarter ended 31st March 2008 released. Turnover increased to N1.04 billion from 929.44 million in 2007. PAT increased to N83.73 Million from N37.0 Million in 2007. That is 126% increase. Whaoh! Good management. You should rush to buy this stock and position yourself to make good money.

Sovereign Trust Insurance
Unaudited result for the 1st quarter ended 31st March 2008 released. Gross premium increased from N605.9 Million in 2007 to N1.33 billion in 2008. PAT increased to N268.8 Million from N156.6 Million. That is 71.6% increase.
The result indicates good business prospect and profits which will reflect on what investors will soon enjoy. You can position yourself now with this stock or wait for the 3rd quarter result.

International Energy Insurance
Audited result for the year ended Dec. 31st , 2007 released. Gross premium increased from N1.2 billion to N2.7 billion. PAT also increased to N752.6 Million from N139.3 Million. A 439% increase. That is great. Smart investors must get this piece of cake before it becomes unavailable. This stock smells good. The local policy on the down stream sector of the oil industry is rubbing off positively on this stock. You can’t afford to miss out.

Equity Assurance
Audited result for the year ended Dec. 31st released. Turnover increased to N1.52 billion from N225.63 million. PAT increased to N445.04 Million from N54.13 Million. That is 722% increase. The stock is a sure banker. It will continue to move up after its hybrid offer. Go get it at the secondary market if you care for a short term profit.

Cheers and Keep on investign wisely.
Yours
Benard Solomon
http://magic-keys-to-success.blogspot.com




How To Use Private Placement To Multiply Your Riches On The Nigerian Stock Exchange
What About Private Placement
Playing to win on the Nigerian Stock market is about timely and useful information. Smart investors spend huge fortunes in acquiring information to give them the needed leverage to stay ahead of others and make unimaginable profit and return on their investment.
While public offers has become very popular among the investing public, little is still known about private placement which is another goldmine that informed investors had used to make good money.
I have decided to open up on this secret of multimillionaires on the NSE who never wished to divulge the information to somebody like you. But trust me, I will never keep anything from you which I know will move you to the next level in your investment career.

The Power Of Patience
Private Placement is not public offers. For you to maximally benefit from it, you need to use the power of patience. Yes! Patience in the sense that some companies after a successful private placement may still have to wait for months or between 1-2 years before being listed on the stock exchange. However, the waiting will be well rewarded once the company is listed because of the immediate gain you’ll make from the public offer if you decide to offload your investment for capital taking. You stand to instantly gain between 4-8 times the value of your investment depending on the timing.
NAHCO after a successful private placement and listing by introduction went from 50k to more than N20 within 2 years of listing. Investors who missed out of the private placement rushed to the floor of the exchange to get the stock. This rush caused a rise in the price of the stock.

Private Placement Versus IPO
Private placement (PP) is the sale of shares to relatively few number or selected investors by companies not yet quoted on the exchange. The sale is most often done without much publicity. This is usually done when the company is preparing for listing on the stock exchange. Big Treat is a recent example. Another one is RedStar Express. You need to be close to your broker for first hand information on PP.
IPO on the other hand is the sale of shares to a larger number of investors by already publicly owned companies. Investors buying PP enjoy the benefit of low price with potentials for huge capital gain. The main disadvantage of PP is the inability to trade the shares of the company if it fails to go public after the PP.

Positioning Yourself For Bountiful Harvest Through Private Placement In 2008
Last year, IGI had its PP. It will be listed in the first quarter of 2008. Reliable information from the grape vine shows that the I.T. giants like Chams, MTN, Zinox etc are warming up for PP preparatory to listing on the NSE.
This is an opportunity for you to rake in millions in 2008. It could be your wisest decision ever to invest in the coming Private placements.
Before calling it a day, don’t let them hear that I told you Tantalizer will be coming out for a private placement.
See you at the ATM.

News Flash
Deap Capital in the other financial services sector declared dividend and 1 for 2 bonus for the year ended 2007. Go and Get It If you want free shares before the close of register on February 11.


How Government Policy Will Affect Stock Price Movement In 2008
Anything you see or hear happen on the capital market are after effect of certain events within the macroeconomic, national economic life and events within individual company.
Events In The Macroeconomic Environment
This includes government policy, inflation rate, taxation, interest rate, mode of transportation, electricity supply and cost of labour. Doing business in Nigeria is challenging due to the harsh environment as a result of multiple taxation, high/galloping inflation rate and epileptic power supply. All these have negative effect on the operations of businesses, cost of production and profitability. Companies have devised alternative means of surviving in the harsh macroeconomic environment in Nigeria.

Government Policy
When government banned the importation of poultry products and foods, the local industry began to pick up. Indigenous companies had since rebound thus providing jobs for the unemployed and improving in their balance sheet so that shareholders could enjoy.
Excessive dependence on importation is a killer of economy anytime, any day. Japan produces 75% of what they need. They export their products massively which gave them surplus international trade balance.
In Nigeria, government policy currently favours the banking, insurance, communications, health, mortgage, automobile, aviation, poultry and textile industries. Investors should be favourably disposed to viable companies in these categories for maximum gain. Neimeth is currently in a train brazing profitability in the pharmaceutical category.

Banking Industry
The banking industry has been positioned for huge financial returns to investors. The next 5 years shall witness a sporadic growth in this sector. Banks like UBA, Zenith, First bank, Access bank, First Inland, Unity bank etc are set to yield unprecedented reward to their shareholders.

Automobile and Tyre
The ban on the importation of tyre and the exit of Michelin has created a wide market for Dunlop Nig. Plc to have high turnover from 2007 up. Dunlop’s hybrid offer was fully subscribed in 2007. Investors should expect steady rise in the share price of this stock. You should take position now if you are yet to buy this stock. You cannot afford to miss out now that it is still at the penny stock level.
Building Materials
With the license to import cement in bulk given to Ibeto Group of companies recently, this sector look very attractive to aggressive investors. CCNN appears poised to return to profitability after the success of its rights issue. It is a good buy. Go for it.
Be set for 100%-400% capital gain on your investment in the recommended stocks above depending on the money available and the time of investment. Remember that you are fully responsible for your investment decisions.

News
* Watch out for life transforming messages from ‘Jim Rohn Says’ starting from the month of march on this medium. Jim Rohn is America’s leading leadership trainer and motivational speaker.
* Daar communications IPO has hit the streets. Try and get some if you so wish. It is a good buy.
Yours truly,
Benard Solomon
Investment Consultant

How To Get Loan From Micro Finance Banks
For Your Stock Business
Getting money for business and investment is a headache for most Nigerian entrepreneurs. Apart from administrative bottlenecks, terms and conditions for loans when available especially in commercial banks excessively stringent which scares away aspiring start up entrepreneurs.
The advent of Micro Finance banks is poised to change that situation for good. MFBs came into being as a result of the consolidation of the banking industry. They were established to provide financial assistance to entrepreneurs and small scale salary earners among others. They have remained underused because of ignorance of the way it operates by most people.
Here are 5 Secrets Of Getting Loan From MFBs For Your
Business And Stock Investment:
NO 1: Short Account Ownership
You need not keep account for 1 year as obtained in commercial banks as pre-qualification for loan. Operation of account for 1-3 months is enough to qualify for a loan. MFB account can be opened with as little as 500-1000 naira for savings and between 1,500 and 5,000 naira for current account.

NO 2: Low And Flexible Interest Rates
Interest rate on loans is as little as six to seven percent with no additional hidden charges. For instance, if you borrow the sum of 100,000 naira, you are expected to pay 6,000 to 7,000 naira extra as interest. A customer seeking to taking a loan from any MFB is assured of getting something no matter how small.

NO 3: Easy And Reasonable Collateral
You can manage the collateral demand by MFBs. They ask for collateral that is exactly the same worth as the amount being borrowed. You can use your bank account as a collateral. You can open a special account and use it to obtain loan.

N0 4: Flexible Loan Return Duration
Apart from easy collateral and low interest rates, MFB loans can also be acquired and paid back in relatively comfortable time. It is possible to get a loan and spread the pay back period from between one month to a year or more depending on how much is borrowed as well as the agreement reached with the bank.

N0 5: Active Account
When you keep an active account in a MFB of your choice, you stand to be credit worthy and gain the confidence of your banker. Regular use of your account is a sign of progress hence the willingness of the bank to give you money whenever you apply for loan.

How To Apply For MFB Loan
· Open a savings or current account for at least one month
· Write and send application letter to the bank or apply in person
· Obtain 2 guarantor forms
· After filling the forms, submit to the bank with a cheque greater than the amount you want to borrow

News Flash
· Thomas wyatt just concluded its right issues. The technical suspension has also been lifted. You can buy it at the secondary market at the current price.
· Unity Bank got World Bank contract of $8 Billion. The price will soon rally up so, get it now before it goes up.

How To Explore The Shift In Government Policy To Cheaply Acquire Stocks In The Building Sector Of The NSE
The Yar Adua Government has given concession to cement importers to bring in unbagged cement to compensate for the shortfall in cement production locally with the view to forcing down the escalating price of cement.
What does this mean to you as a smart investor? It is the time to start buying stocks in this sector cheaply and position yourself for astronomical gain for medium and long term investment.
Companies like BCC, CNN and yet to be listed Obaja cement would be in your list in this sector. Remember that smart investors win both in a bearish and bullish market.

News Flash
· C & I leasing is warming up for a public offer. Never miss it.
· First Aluminium is very cheap now. Go and get some to make good money.

P.S. Recommended E-Book: Stock Trading for dummies
It is fresh and hot. Price N5,000. Send mail to me for ordering instructions.

To Your Success

Benard Solomon

How To Become Your Own Analyst And Move Ahead Of Your Stock Broker Series
Series 1
The Secrets Of Making Money Via Penny Stocks
How can you position yourself for profits in millions when the market is going down? How can you fire your analyst and become your own stock picker? How do some smart investor take the highest risk and make the most profits with uncommon stocks?
When Transcorps was listed on the exchange in 2006, it was priced at N6 and went up to N9 before the public offer issued at N7.50k. The public offer was undersubscribed so the price came tumbling down. Negative publicity from the press contributed to the failure though the concept of the company is laudable and good for the Nigerian economy. The press used its power to scare investors away from buying into this mega company due to political sentiment. The bad publicity made some investors to re-strategize and waited for the conclusion of the public offer for an anticipated fall in price before they bought it.
Those investors who adopted the strategy will soon start smiling to the banks because the price will soon move up. Transcorp is the best thing to have happened to small scale investors in Nigeria if they are wise enough to recognize that fact.
Continue to buy into Transcorps for medium and long term investment. Imagine the price difference of N7.50k public offer and N2.99 post offer. This is your sure bet for multimillion profit first ever in the history of the country. Guaranteed.
Let me remind you of the story of Japaul Oil when it came to the market in 2005. Many investors shunned the offer because of the relatively unknown status of the company and its infantile Director-Paul Jegede. The price of the stock went down due to undersubscription. Those who bought it thereafter had raked in millions by the time it became popular.
If you read between the lines diligently, you will discover one of the secrets of stock analysis and making smart but risky move in your investment. The higher the risk you are ready to take, the greater your return on investment.


News Flash
(1) The bears are still raining in the market. This is the time for you to buy cheaply into favourite stocks
(2) First Aluminium is warming up for an issue. Buy it now to make good money.
(3) IPWA is on the path to profitability. Get it at the current price.
(4) C&I is a good monopoly. It is still very cheap at the current price.
(5) Try and consolidate your holdings in the market by increasing your holding is cheap stocks.

Recommended
Stock Trading For Dummies. Send mail to me for ordering details.

To Your Success

Benard Solomon
08058534772

How To Beat The Bears And Invest Your Way To Riches
The bears have been in absolute control of the stock market for 3 months since March 2008. At the time of writing this report, the situation has persisted unabated and is giving investors serious concern. The hope that the bulls will return is becoming a pipe dream. Ignorant investors have become panicky and having emergency headache about their loss. That is understandable. Some people borrowed money for short term trading which has back fired due to wrong timing.
Several reasons have been given for the sustained bearish period in the stock market. Factors such as delayed passage of the 2008 budget, withdrawal of the margin account facility by the CBN and profit taking by some investors have been said to be responsible. Other experts attributed the lull in the market to diversion to more promising investment vehicles e.g. private placement. Whichever reason is responsible, your preoccupation should be how to make profit during the bearish market while others are losing.
Here are 5 vital strategies you must adopt To Make Mind Boggling Profits During The Bearish Season.

Strategy Number 1
Never Sell In A Bearish Market
Most investors panic during this season. They quickly offload their holdings to minimize loss. That is the mentality of ignorant investors. Information available to you here is to teach you and impress it on you Never To Sell during the bearish period. Resist any temptation to do so because you may regret it. Be calm.

Strategy Number 2
Remember That The Bearish Market Is A buyer’s Market
Once the bears show up, dip your hand into your wallet, call your broker and use available funds to buy into promising stocks cheaply. Wealth is made when you buy not when you sell. The only time you have the opportunity to increase your level of share holding in any stock is during the bearish period. You can move from 10,000 units to 50,000 units and to 100,000 units. That is how to really become wealthy.
Eternal oil was less than N4 in 2004. Check out the price now after some months. Thos who rejected the stock then are biting their fingers now.



Strategy Number 3
Buy Stocks With Good Business Prospects And Strong Fundamentals
Stocks with good business prospects like UTC and those coming back to profitability like IPWA makes a good buy during this period. I highly recommend you get IPWA now. This stock will surprise investors who can take the risk now.

Strategy Number 4
Follow Good Management Figure
Fola Adeola has joined Eternal oil as chairman. His involvement will change the fortunes of the company for good. Felix Ohiwerei is with Unity Bank and Fidson Health. Go where these people are. You can be sure of making good returns in your investment.

Strategy Number 5
Think Long Term
Wealth is a function of the mind. Turn your investment into long term investment when the bears are reigning. It will help you to be free from care and anxiety. This is the Warren Buffet’s winning strategy for picking stocks. He made great wealth by thinking long term and the future of companies he puts his money into. He buys when others are selling. He sells when others are buying.
These 5 vital winning strategies are your secrets to beating the bears and taking them to the cleaners so you gain over and over again.

Important Notice
Place Your Order For My Fast Selling E-Book’ Stock Trading For Dummies’ if You Want To Move To The Next Level In Your Investment.
Send mail to megastock14@yahoo.com for ordering details.

To Your Success

Benard Solomon
08058534772


7 Characteristics Of The Bears
The bearish market is the period morbidly feared by most investors. They wished it never surface but history has shown that it has been a permanent feature of the global stock market. It is a time of gnashing of teeth by investors.
For you to know what to do in a bearish market, you must be well acquainted with the characteristics of a bearish market.
Here are the common features of the bears:

(1) General Drop In Prices Of Stocks: This is the period when almost all the stocks in the stock market has lost about 30% of their values or more. Access Bank which was about N25 in February is now 19.96 by June 08.
(2) Drop In Price Of Blue Chip Stocks: Highly priced blue chip stocks are not left out. They too experience loss in their values. Notice that sharp drop in the price of oil companies in recent times and the blue chip companies starting from march 08.
(3) Investors Are Sceptical And Cold: The bearish market is always avoided by most investors. They generally do not want to invest their funds at this period due to fear of loss of investment.
(4) Unfavourable Or Negative Press: The press is always negative during the bearish period. This contributes to why investors are scared of investing during this period. You must be extra fortified with information so as not to have high blood pressure during this period.
(5) Sentimental Offloading Of Shares: High emotion and negative sentiment pushes most investors to offload their shares during this period. This is your own chance as an informed investors to smartly climb to higher level in your investment holdings.
(6) Severe Loss Of Investment: when investors hurriedly sell their shares without accurate knowledge, they end up losing regrettably in the market.
(7) Diversion To Other Investment Outlets: The bearish period denies the stock market access to more funds and investments due to massive diversion by investors to investment vehicles like unit trust, bonds, real estate, etc.

Having got to know the different characteristics of a bearish market, you must position yourself to make profit at this period. One secret most investors hardly know is that the bearish market is a buyers market.
Robert Kiyosaki aptly captured this behavioural trend when he said that investors run away from the market when the circumstance beckons on them to buy. That is the paradox of the stock market. You must separate yourself from that losing attitude.
You should aggressively mobilize investible funds and buy cheaply during the bearish period so you can smile when the bulls return. That is the way to wealth on the stock market. The gain you will make at the return of the bulls are mind- boggling.

To Your Success,

Benard Solomon


Tactics For Short Term Profits On The Nigerian Stock Market
One of the strategies astute investors employ to make short term profits without burning their fingers is the power of bonus plus dividend.
Companies who declare dividend plus bonus always experience sharp increase in share price within few weeks before the close of register and fall drastically afterwards.
Your entry time if you want to use this strategy to make short term capital gain of between 40-80 within 2 weeks is very important. The versatility of your stock broker is very important too. He should be able to promptly fulfill your mandate to buy and sell within the stipulated time so you do not get trapped and lose money.
This strategy will help you make capital gain. You should be ready to forfeit capital gain if bonus issue is your interest because of the sharp drop in share price that is usually experienced after the close of register. The price could drop as much as 50% or more.
For example, Dip Capital Management share price moved from around N6 to more than N11 when the announcement of the dividend plus bonus issue of 1 for 2 was made including the date of close of register i.e. February 12. By February 13, the price has dropped to N6.02. Imagine the sharp drop in share price just one day of trading after the close of register.
If you master this strategy revealed here to you, you are on your way to becoming your own stock picker.


How TO Monitor Your Investment By Yourself At The Secondary Market Without Your Stock Broker
As you grow in your investment, your portfolio get so rich that you will need to know what is happening to your account from time to time.
Leaving your investment totally at the mercy of your stock broker might give room to being short changed by unscrupulous stock brokers, the CSCS has devised a system whereby you can independently monitor your investment online.
Through the system, you can get your account statement as and when needed and have access to your portfolio anywhere in the world.
There are 2 ways to subscribe to this system
(1) Through A Broker: To subscribe through your broker, mandate your broker to subscribe to the CSCS online service. You will pay the application fee of N2,500 annual fee. The stock broker will write the CSCS with details of registration and evidence of payment.
(2) Direct Subscription: You will log on to CSCS website and locate the user information on the top right corner of the CSCS site and click on Register
You can fill and submit the form online and make payment at one of the designated bank accounts. You will receive an e-mail from the website administrator once your account is activated.
Benefits of the CSCS online access include
(1) Monitoring of stock position regularly
(2) Contacting stock broker for account reconciliation
(3) Evaluation of portfolio
(4) Access to transaction history
(5) Stock price monitor
(6) Certificate deposit details
If you act on this information, you will have all information about your investments at your finger tips anytime you wish. You are absolutely in charge.


Understanding The Secrets Of Making Great Profit In The Stock Market
Stock market investment is not a get rich quick business. If you have been thinking that line, good luck. If otherwise, then it will not be too long before you are frustrated.
Anybody who starts a business venture should be ready to undergo the natural course of the business. What it takes to be a cocoa farmer is nod the same for a cassava farmer or a maize farmer. You should always have a good knowledge of the gestation period of your investment.

4 Great Companion For Investment Success
The following factors are essential for your rise to the top of the millionaire’s ladder as an investor:
(1) Time
(2) Discipline
(3) Plan
(4) Expiry Date


Time
Rome was not built in a day. Building takes time so is education. Time is the greatest friend of highly successful investors globally. Don’t try to build your wealth in a hurry. Have in mind a period you want to use to achieve your wealth building in the stock market. Remember that your investment in the stock market is just a means to an end. Not an end in itself.

Discipline
Regular investment of part of your income in the stock market will give you the needed leverage over time to become very rich in the coming years. You can buy larger units of shares using this method generally known as dollar cost averaging. You buy whether the stock is cheap or costly. You pretend as if the money you are putting aside regularly is lost. You are determined never to sell the stocks for whatsoever reason.
A case was told of a civil servant who kept buying first bank shares throughout her working years. She retired in to riches and affluence. Any money you keep now for investment will keep you in the future. Make this strategy your long term investment goal.

Plan
To make maximum profit in your investment, you must have a plan. How many units do you want in a particular hot stock? How much can you afford to acquire it regularly? If for example you want 500,000 units of shares of First bank, you can plan to reach that goal in 5 years time i.e. 100, 000 units per year. That is 8,333 units of shares per month.
Writing down your plan will motivate you to achieve your target faster than you can ever imagine.

Expiry Date
You must have an entry and exit strategy for your investment. Stock prices go up and down. To minimize your loss and increase your profit, you need to determine when to enter the market in advance and when to sell off your holding. Never allow greed to rule you as a stock trader. If you want to make 100% gain, set a target and exit once you reach the goal. Don’t wait for the price to go beyond that level before selling. The price can fall beyond your expectation later so be wise.



6 Powerful Information Nuggets That Move Prices Of Stock: Your Key To Endless Profit
The difference between losers and gainers on the stock market is information. Some investors depend on market sentiment to buy or sell shares. Most of the time, such investors lose money. They can only win 2% of the time. 98% of their investment usually go down the drain. The multiple effect of that is resentment and regret. Some naïve retirees had committed suicide because of untold loss made from ignorant investment. The awareness investor faces the danger of regret and outright backout from participating in the stock market.
The second group of investors never undermine the power of information. They spend so much to acquire the information before buying or selling any share. They know the reason why a stock price is going up and why it is going down. Investing first in information give them the cutting edge in the market. They win 98% of the time. They are the group that make unbelievable profits on the stock market.
For the sake of emphasis, I have compiled the 6 different factors that affect the movement of prices of stock on the exchange so you can use them for maximum profit in your investment and trading enterprise.
Here are the price movers:

(1) The Result: If the result of a company is good, the price will move. The level of movement on the upward swing would be determined by the strong fundamentals of the company. Take Eternal Oil for example. The good result released in June 2007 caused an increase in the price of the stock and built investors confidence who went ahead to fully subscribe the right issue thus causing another increase in price after technical suspension.
(2) The Management: Money always follow good management. UBA was crawling until Tony Elumelu became CEO of the bank. Since then, the price of the stock has moved from a mere N12 to N50 and gradually heading towards the N100 mark. The strong fundamentals and profitability of the company is yet to reflect on its current stock price hence it is grossly under-priced. It is the most profitable bank in Nigeria with the highest EPS.
(3) News About Public Offer: When there is information on public offer, the price of the stock will appreciate and it is time for smart investors to take position. It is worth of note here that this information means nothing to ordinary investors. They only see it as news not as opportunity to invest for profit. ACCESS bank move from N5 to N19 when the news of its impending public offer was released in 2007.
(4) Dividend And Bonus: News about dividend payment impact on share price of a stock. A company that declares bonus with dividend simultaneously will appreciate in price astronomically than the one that declares just dividend. FIRST BANK for example declared 1 for 1 bonus with N1 dividend in 2006. The price moved from 32 to N72. Dangote sugar quarterly dividend has not made any significant increase in the share price despite its strong fundamental.
(5) Government Policy: The ban on poultry foods and products is positively impacting the poultry business in Nigeria. Livestock Feeds is currently having good time on its share price increase as a result of increased profitability and investors confidence. Cement companies share price came down in January 2008 when Government partially reversed the policy on cement importation.
(6) Treasury Bills And Government Bonds: high returns in treasury bills can bring the price of stocks down and vice versa. Investors change their investment vehicle form time to time to make maximum profit.

Your mindset will now have to change as it affects your attitude to information on the stock exchange concerning profit making opportunities using the power of information analysed above.



INSURANCE STOCKS YOU MUST ACQUIRE BEFORE THE PRICE GETS OUT OF THE PENNY STOCK RANGE
Insurance stocks have been the delight of investors since the conclusion of the consolidation exercise. Most of the companies are warming up for the second phase of the consolidation to give them a competitive edge over other just as it is happening in the banking sector.
The banking sector no longer have any penny stock. The same scenario will soon hold for the insurance sector.
This write up is to expose you to stocks in this sector guaranteed to give you good returns on your investment. Remember that you are responsible for the risk of your decisions.
(1) Lasaco
(2) NEM
(3) Staco
(4) Aiico
(5) Cornerstone
(6) Crusader
(7) Equity Assurance
(8) Standard Alliance
(9) Mutual Benefits.
(10) Gold Link Insurance
(11) International Energy Insurance
(12) Investment and Allied Insurance
(13) Wapic
(14) Universal Insurance
(15) Lasaco